How Much Does a 3-2-1 Buydown Cost?

Calculate the total cost and monthly payments for a 3-2-1 buydown

Loan Amount

Note Rate (Full Rate)

Loan Term

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Frequently Asked Questions

For a $400,000 loan at 7%, a 3-2-1 buydown typically costs $15,000-$20,000. The exact cost depends on your loan amount and interest rate.

Usually the seller, builder, or lender pays as a concession. The funds are placed in escrow to subsidize payments for three years.